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We respect your privacy and are committed to handling the personal data of our users/customers safely and in compliance with our legal obligations. This privacy policy explains how we do this. We will use any personal data we collect about you when you use our website (hereinafter referred to as the “Website”).

1.1 Information You Provide to Us

This is information about you that you provide directly when you interact with us.

Email Content Delivery Registration:When you register to receive reports or other content via email, we will ask for your email address. We may also request your name and collect your IP address.

Other Services:We may request additional information when offering specialized and personalized services. If you choose not to provide the requested information, you won’t be able to benefit from these offers. For example, if we launch a text alert feature, we won’t be able to send any alerts unless you provide your mobile phone number. Occasionally, we may also request other personal information related to surveys or promotional offers run on our site, but participation is entirely voluntary.

1.2 Information We Collect About You Through the Use of Our Website:

While browsing our Website, we automatically log certain information about how you use the site. This may include the URL from which you arrived, your IP address (or partially anonymized IP address), and the pages you visit while on our site.We may place a pixel on pages of our Website, or those of advertisers and partners. This allows us to log that a particular user has visited a certain page. This data helps us analyze and identify behavioral characteristics of our audience, improving the Website, ad placement, and marketing focus.

1.3 Information We Receive from Other Sources:

We allow our partners to collect certain information when you visit our site. They may use cookies, pixels, beacons, or other technologies to gather and use information about you during your visit to this and other sites to provide advertisements they believe you’ll find of interest.

To learn more about behavioral advertising, including how to opt-out, please visit the Digital Advertising Alliance websites at www.aboutads.info, the Network Advertising Initiative at www.networkadvertising.org/choices, and the Information Commissioner’s Office at https://ico.org.uk/for-the-public/online/cookies/.

2. Legal Bases for Processing Your Information

The Data Protection Act identifies several different reasons why we may collect and process your personal data under certain circumstances, including:

2.1 Consent

We may collect and process your data with your consent. For example, if you give consent to receive marketing materials from us when we collect your information.

2.2 Contractual Obligations

We need your personal data to comply with our contractual obligations. For instance, when you provide us with your email address to receive our services, we will use this information to deliver our services effectively.

2.3 Legal Compliance

If required by law, we may need to collect and process your data. For example, we may pass details of individuals involved in fraud or other criminal activity to the applicable law enforcement authorities.

2.4 Legitimate Interests

We may require your data to pursue our legitimate interests in a manner that would be reasonably expected as part of running our business, without materially affecting your rights, freedoms, or interests.For instance, it is in our legitimate interest to ensure that content from our site is delivered in the most effective way to you and your device, and to provide you with the information, products, and services you request from us.

3. How We Use Your Information

We will use this information in our legitimate interest, where we consider that your rights do not override these:

To administer our Website and for internal operations, including troubleshooting, data analysis, testing, research, statistical, and survey purposes.
To keep our Website safe and secure.
To measure or understand the effectiveness of the advertising we serve to you and others, and to deliver relevant ads to you.
To keep you informed of products and services similar to those you’ve subscribed to.
To improve our Website to ensure content is delivered in the most effective way for you and your device.
To allow you to participate in interactive features of our service when you choose to do so.
Internal Research: Cookies (discussed in more detail below) and other information we automatically track help us understand better how our audience uses the Website and are used for internal research on user demographics and interests.

4. Our Promotional Updates and Communications

Where permitted by one of the legal bases above, we will use your personal information to analyze marketing and provide you with promotional email updates about our products/services and those of our business partners.

5. Where We Store Your Information

Data we collect from you may be transferred to and stored in a destination outside the European Economic Area (“EEA”) that does not have equivalent data protection laws.We may transfer your personal information outside the EEA:

For storage purposes.
To enable us to provide goods or services to you and fulfill our contract with you. This includes processing orders, handling payment details, and providing support services.
When required by law.
To facilitate the operations of our corporate group, where it’s in our legitimate interest and where we’ve determined your rights are not overridden by this interest.

When your information is transferred outside the EEA, we will take all reasonable steps to ensure that your data is subject to appropriate safeguards, such as relying on a recognized legal adequacy mechanism, and is handled securely in accordance with this privacy policy.

6. How Long We Retain Your Information

We retain personal data as long as necessary to meet any legal obligations we may have, as well as for the purposes of processing your information (e.g., if you continue subscribing to one of our services, we’ll need your information to provide the service). We may also retain aggregated information after this time for research purposes and to help us develop and improve our services. Aggregated information retained or used for these purposes cannot be used to identify you.

7. Cookies and Other Technologies

Cookies are pieces of data that websites, such as ours, place on your computer’s hard drive for record-keeping purposes. Cookies make the internet more useful by gathering and storing information about your preferences on a particular site and helping websites function more efficiently. Cookies and similar technologies help remember your interactions with websites and services and may be used to manage various features and content, as well as store searches and deliver personalized content.

We use our own cookies:

To improve our Website and enhance member experience. Cookies help us estimate the size of our audience, identify usage patterns, and better target content and advertisements based on users' interests.
To allow you to access any premium content you’ve subscribed to.

You have the option to decline the cookies we set. However, if you reject our cookies, you will not be able to benefit from most features on our Website, including subscription-based services.

8. Removing Cookies and More Information

You can always adjust your browser to not accept cookies or to notify you when cookies are sent to it. For more information about cookies, including removing any or all of your cookies, please visit http://www.allaboutcookies.org.

Additionally, if you want to remove Google Analytics and DoubleClick cookies, please visit http://tools.google.com/dlpage/gaoptout and http://www.google.com/ads/preferences/plugin/, respectively. You should be aware that this will affect your Google cookies on all websites, not just ours.

9. Security

We are committed to protecting your personal information. All information you provide to us is stored on our secure servers. Access to paid areas of the Website, such as our newsletter services, is password-protected for your privacy and security. While we strive to protect your personal information, we cannot guarantee or warrant the security of any information you transmit to us, and you do so at your own risk.What does this mean? Like in the investment world, you need to protect yourself. You are responsible for maintaining the confidentiality of your passwords and/or any account information. If you need to change your password, please follow the steps outlined below.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our Website; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorized access.

Our Website may contain links to external sites from time to time. We are not responsible for the privacy policies or content of these sites.

10. Changes to This Privacy Statement and Cookies Policy

We may modify this privacy statement and cookies policy from time to time. If we make any material changes to this policy, we will announce them on our Website and notify you via email.

16. Your Rights

You have the right under certain circumstances to:

Be provided with a copy of your personal data that we hold.
Request the correction or erasure of your personal data that we hold.
Request the restriction of processing your personal data (while we verify or investigate your concerns about this information, for example).
Object to the further processing of your personal data, including the right to object to marketing (as described in the “Promotional Updates and Communications” section).
Request the transfer of your personal data to a third party.

Your Right to Withdraw Consent:Where our processing of your personal data relies on consent, you have the right to withdraw this consent at any time without prejudice by contacting us. You may also change your marketing preferences at any time as outlined in the “Promotional Updates and Communications”

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